The answer upstairs is really a headache, complicated and irrelevant. I guess the landlord is trying to hit you with a brick. The landlord asked such a small white question, which shows that he is a complete novice, so the answer should be simple and clear. The buddy will answer that the credit card limit is the total amount of consumption and cash withdrawal, so the landlord's statement is completely correct. In addition, if you use a credit card, you can swipe it all at once. If you withdraw cash, you can generally only withdraw 50%. Of course, some banks can also withdraw cash.