Anyone who robs a credit card and then uses it at an ATM will be convicted and punished as robbery.

Opinions of the Supreme Court on Robbery Cases

6. Calculation of the Amount of Robbery Crime

If a credit card is used and consumed after robbery, the actual use and consumption The amount is the amount of robbery; if the credit card is robbed but not actually used or consumed, the amount will not be counted and the punishment will be light or severe according to the circumstances. If the amount of credit card robbed is huge, but the amount is not actually used or consumed or the amount actually used or consumed does not reach the huge standard, the statutory penalty of "robbery with huge amount" will not apply.