1. What will happen if the Everbright credit card repayment is one month overdue? The bank called twice...

It is expected that it will take three months to start taking action. Now I just urge you to pay back the money. Just pay it back a few days later.

2. I have a China Everbright Bank credit card, which is overdue for half a month due to personal reasons. Now the debt collector has started calling to repay it, saying it will be after eight o'clock tonight?

Yes, you can. You need to call to explain. If you overdue the payment for too long, you will be charged a lot of late payment fees, interest and other fines, and it will also affect your credit record.

3. I have a Zhang Guangda Bank's credit card is overdue for half a month due to personal reasons. Now the debt collector has started calling to repay, saying that it will be paid after 8 o'clock tonight

Yes, yes, I need to call to explain. If you overdue for too long, you will be deducted a lot of late fees, interest and other penalties, which will also affect your credit record

4. I have an Everbright Bank credit card, which is overdue for half a month due to personal reasons. Now The debt collector started to call me to make the payment. He said that it was possible to repay it after 8 o'clock tonight. I had to call to explain. If you overdue the due date for too long, a lot of late payment fees, interest and other fines would be deducted, and it would also affect your credit record.

Will the card be frozen if it exceeds the limit?

It will not stop for more than a month but there is a bad record

I am now more than half a month old, so I should have a bad record, right?

Already have it, but it’s okay. I just want to wait for a long time to raise the limit.

Oh, that’s right, but he has already called twice. If he doesn’t call today, It’s okay to wait until tomorrow to pay it back

It’s best to pay it back as soon as possible. The interest is already several hundred, so you won’t feel comfortable giving the money to the bank.

Yes, I am today I have no choice but to wait until tomorrow to collect the money, and I don’t want to default on it

Pay it back as soon as possible. Now I’m calling you. If you delay for a few days and a half, the bank will call you to apply. The company phone number and the number of relatives and friends are reserved on the credit card list to put pressure on you to repay the loan as soon as possible. Please accept it

Okay, I understand, thank you