A handling fee of 0.5% is charged for each cash withdrawal of CCB college students' credit cards, ranging from 2 yuan to 50 yuan. For example, if you withdraw 100 yuan, the handling fee is not 0.5 yuan, but 2 yuan. For withdrawals from different places or banks, there is no additional handling fee except 0.5% handling fee.
2. As long as there is a handling fee for cash withdrawal, if the handling fee cannot be exempted, you can enjoy interest-free treatment only if you pay in full before or on the specified final repayment date after spending by credit card.
3. If you can't repay in full on the final repayment date stipulated by the bank after credit card consumption, you can repay according to the minimum repayment amount, that is, about 10% of the total amount, but from the credit card consumption date to the repayment date, interest will be charged at the daily interest rate of 0.05%, that is to say, if you don't repay 1 cent after credit card consumption, you will no longer enjoy interest-free treatment.
The longest repayment period of CCB credit card after consumption is 50 days, and the shortest is 20 days. The shortest interest-free period for credit card consumption is 20 days after the statement date, and the longest interest-free period for credit card consumption is about 50 days.
4. If there is a record of overdue repayment or non-repayment, it will produce a bad credit record in the national personal credit information system. If you have too many bad credit records, you can't apply for a credit card or loan in any domestic bank. If it is not paid back for a long time, the bank will sue.
China Construction Bank Customer Service Tel: 800-820-0588
02 1-38784878 (long distance call by mobile phone)