Credit cards can be used normally after cash withdrawal and repayment. After repayment, the withdrawal amount and available amount of the credit card will be restored, and the amount will be paid back.

As long as the available credit card amount is sufficient, you can use the credit card for normal credit card consumption.

Credit card limit, also known as credit card available limit, refers to the maximum amount that a credit card can use, including credit limit (that is, the maximum overdraft limit of a credit card) and the amount deposited in a credit card. The available amount is comprehensively judged by the user's spending power and repayment status. With good credit and timely repayment, banks will naturally increase the credit limit and encourage users to spend. So there will be changes.

Credit card advance cash limit refers to the maximum amount that cardholders can withdraw cash by using credit cards through ATM and other self-service terminals. Advance cash generally does not exceed 50% of the credit card limit and does not exceed the current available credit card limit. Cash borrowed in advance does not enjoy interest-free repayment, and interest is charged at a daily rate of 0.5 ‰ from the bank bookkeeping date, with compound interest on a monthly basis. According to the regulations of the supervision bureau, credit cards are overdrawn through the UnionPay network, and each card does not exceed the equivalent of 2000 yuan per day. Cash withdrawal through non-UnionPay network shall not exceed the equivalent of USD 65,438+USD 0,000 per day and USD 5,000 per month. The actual available amount will also be affected by the card amount and usage.