1. Free annual fee for swiping a card: In a natural year, if the cardholder swipes the card for 5 times or the accumulated consumption reaches 5,000 yuan, he can enjoy the annual fee free for that year.

2. Pay the annual fee by installments: The cardholder can choose to pay the annual fee by installments, which are divided into 6 installments, 12 installments, 18 installments or 24 installments. Although a certain handling fee is required during the installment period, the annual fee of that year can be waived.

3. Permanent annual fee-free policy: Puka and Gold Card customers can enjoy the annual fee-free policy permanently, and even if they do not meet the conditions of brush-free or installment payment, the annual fee can be exempted in the following year.

4. Annual fee refund: If the annual fee is not exempted or paid in installments within a natural year, the cardholder can make up for it before the end of that year. The annual fee for the current year can only be waived if five purchases are made before 65438+February 3 1 or the accumulated consumption reaches 5000 yuan.

When will the annual credit card fee of Huaxia Bank be deducted?

Huaxia Credit Card will deduct the annual fee the day after the cardholder activates the credit card. For example, the cardholder activates Huaxia Credit Card on July 24, 20 19, and deducts the annual fee on July 24, 2020.