1. WeChat public account application: Users can follow the Industrial Bank WeChat public account, then click on business, credit card installment, and follow the page prompts.

2. APP application: Log in to Industrial Bank mobile banking, click on the credit card and follow the page prompts.

3. Self-service application via text message: Edit the text message: "CCZF+space+last 4 digits of the card number" and send it to 95561 to automatically process 12 bill installments, and the handling fee will be paid in installments.

4. Call Industrial Bank customer service hotline: Users call the Industrial Bank customer service hotline, and then select manual service to apply.

5. Log in to the online banking application: Users use the official website of Industrial Bank, select credit card, installment service, and then select bill. To apply in installments, just enter the amount and number of installments you want.