Legal analysis
A bank card is a credit card (debit card) If it is frozen, it may be that the credit card has abnormal transactions such as malicious cashing, forged information, and continuous password errors, and the bank card may be frozen by the bank. For overdrawn bank cards, the bank will set the overdraft limit according to the actual repayment ability. If the overdraft exceeds the share, the bank will immediately freeze the bank card. Bank cards are debit cards. If it is frozen, it will be frozen in the wrong account, that is, the bank mistakenly gave more money to the account during the transaction, so the bank may freeze the overpaid part. The first is the judicial freeze. According to the relevant provisions of the law, the judicial organ may apply to the bank for freezing your bank card because of the need of handling a case. At the same time, customs, tax authorities and other departments also have the right to freeze. No matter what bank card it is, if the password is entered three times in a row, the banking system will automatically lock the bank card password, which is similar to freezing, but not freezing. It will be released automatically after 24 hours. If the bank card fails to apply for a new card upon expiration, the bank will freeze the expired bank card after expiration. If the bank card reports the loss several times in a row, it will be frozen because the bank thinks it is suspected of malicious loss reporting.
legal ground
"Provisions of the Supreme People's Court on the Attachment, Seizure and Freezing of Property in Civil Execution by People's Courts" Article 21 The attachment, seizure and freezing of the property of the person subjected to execution shall be limited to the amount sufficient to pay off the creditor's rights and execution expenses determined by legal documents. If the amount obviously exceeds the standard, it shall not be attached, detained or frozen. If it is found that the amount exceeding the target amount has been sealed up, seized or frozen, the people's court shall, upon the application of the person subjected to execution or ex officio, promptly lift the sealing up, seizure and freezing of part of the property exceeding the target amount, except that the property is inseparable and the person subjected to execution has no other property available for execution or other property is insufficient to pay off debts.