The Everbright Platinum Card is a high-end credit card product launched by China Everbright Bank. This type of credit card usually has an annual fee, and the annual fee is generally higher than that of ordinary cards and gold cards. Generally speaking, the annual fee for Everbright Bank Platinum Credit Card is 1,188 yuan, which is relatively high. How to reduce the annual fee of Everbright Platinum Card? *** Let’s study together.

How to waive the annual fee for the Everbright Platinum Card

The only way to waive the annual fee for the Everbright Platinum Card is to use credit card points to redeem. In the first year, you can exchange 100,000 points for 500 points, and in the second year Cardholders can exchange 200,000 points for the full amount. Users can directly call the customer service hotline of China Everbright Bank, transfer to manual service and use points to redeem annual fees; they can also wait for Everbright Bank to send a text message to use points to offset annual fees.

There must be a way, that is, in addition to using points to deduct the annual fee, you can also deduct the annual fee. That is, the cardholder applies to downgrade the platinum card to a regular or gold card product, so that the annual fee will not be as high as 1,188 yuan. Of course, the cardholder will not be able to enjoy the high-end rights and interests of the platinum card.