as we all know, the first trial of a credit card is to review the applicant's basic information and personal credit report. Generally, banks will call to verify the information, and after passing, they will ask for a face-to-face interview. Then, the applicant will go to the bank outlet to sign and confirm that he has applied for the card and submit relevant information. This is the second trial.
in short, it is the bank staff who confirm the identity of the applicant, which is the key to approving the card. Some banks are successful in the second trial even after the face-to-face signing, but some banks need the final review after the face-to-face signing, and the results will be produced as soon as possible, otherwise it will take 2~3 days.
Please note that if the applicant's ID number, household registration address and name are changed, the second trial will be stricter and may not pass.
didn't the credit card pass the second trial and need to be cancelled?
some banks will issue cards first and then sign them in person, and they can activate the cards themselves after the second trial. If the second trial fails, the credit card received will naturally be useless, and it does not need to be cancelled. But for the sake of personal information security, it is best to cut the credit card.