1. What is the credit limit of Everbright Credit Card?
Friends who know something about credit cards should know that the credit card amount has a great relationship with the card level applied for, and the credit cards corresponding to ordinary cards, gold cards and platinum cards have scope restrictions. The credit limit of Everbright Credit Card is divided as follows:
Ordinary card limit is 3000- 10000 yuan; The amount of gold card is between 10000-50000 yuan, while the amount of platinum credit card with the highest level is generally around 50000-300000 yuan.
Second, China Everbright Credit Card Line Scoring Standard
1, annual income: up to 24.
The annual income can well reflect the repayment ability of the applicant. Generally speaking, people with an annual income of more than 60,000 yuan are most popular with banks, and those with an annual income of 45,000 yuan can also get a passing score. People with an annual income of less than 35,000 yuan scored lower, with the highest score of 10.
2. Work duration: the longest. 18
The longer you work, the more stable your income and life will be. If you want to apply for Everbright Credit Card, you have to work for more than half a year. From the bank's point of view, people who work everywhere can't get a stable income to pay back their credit cards.
3. Employment situation: Gundam 18.
People who are engaged in professional work are most praised; Followed by management class; Skilled manual labor or paperwork can also get positive marks. If the applicant is self-employed or engaged in unskilled manual labor, it is likely to be rejected by China Everbright Bank.
4. Housing: the highest 18.
Housing is divided into rental housing and self-owned housing. There is basically no score for renting a house, and the economic ability is obviously insufficient; Self-owned housing depends on whether the house is mortgaged. If there is no mortgage, the score is 18. If there is mortgage, half of the score will be deducted directly.
5. Card amount and bank account: maximum 18.
Generally speaking, 1-4 credit card holders are most favored by banks, and those below or above this range will be deducted by banks. There are also bank accounts, preferably more than two.
6. Stay time: at most 17.
The longer you live in a city, the more stable your work, life and income will be, and the more secure your bank will be.
7. Age:1under 4 years old
Actually _ Caiwang, if you don't have a job, you still need an ID card loan. Wake up and stop dreaming.