1. First of all, your card was frozen because you didn't repay it in time, and the bank will freeze it only if it is seriously overdue at present, so your overdue situation is serious and will be recorded in the credit report.

2. After you paid off the frozen card, the bank unsealed the card. Now the status of the card is normal, but the previous overdue records are still recorded.

3. Once the overdue record is available, it will be recorded in 10 year.

4. The repayment records in the last two years are the most detailed in the credit report. The bank will judge whether to issue a card according to your repayment records in the last two years. Of course, if your previous overdue situation is serious, the bank will also issue cards cautiously. Look at the bank

I suggest you go to the local people's bank to see your personal credit report. Free taxi with ID card.