weihai bank's credit card issuance rate

weihai bank's credit card issuance rate is relatively high. Weihai Commercial Bank stipulates that credit card holders are 18-6 years old; Be qualified in credit and have no bad credit record.

In addition, it depends on these aspects:

1. If the user has applied for a credit card. Then the bank's credit investigation is mainly aimed at your credit card usage record. When Weihai Commercial Bank conducts credit investigation, it usually depends on whether you are overdue or not, and whether you have records of arrears.

2. No credit card. Then the first condition you must meet is age. Weihai Commercial Bank stipulates that credit card applicants must be between 18 and 6 years old. If your age does not meet the requirements, your application will not be passed; In addition, you must have a stable job and income source to ensure that you have a certain repayment ability. Banks will not suffer losses;

3. If you meet the above conditions and provide other materials, such as real estate license or automobile driver's license, to prove your repayment ability, it will not only greatly improve your passing rate, but also increase your credit limit.

1. Compared with ordinary bank savings card, the most convenient way to use credit card is to make ordinary consumption without cash in the card. In many cases, it is only necessary to return the consumption amount on schedule. You can overdraw without deposit and enjoy an interest-free period of 2-56 days. You can repay the loan on time without any interest (most banks will charge .5% interest and 2% service charge on the day of withdrawal. ICBC does not charge service fees for withdrawals, but only charges interest).

2. When shopping, swiping the card is not only safe and convenient, but also can give gifts with points. Special merchants with bank cardholders can enjoy preferential treatment. Accumulate personal credit and add credit records to your credit file, which will benefit you for life. There are no obstacles in the country. You can withdraw money or swipe your card at ATM and POS machines with UnionPay logo; (Note: Credit cards are only suitable for consumption. It is best not to withdraw cash, and the withdrawal fee is very high, which is not cost-effective.) Credit card consumption, some credit cards get existing points, and there are various discounts and lucky draw activities throughout the year, so that as long as you use the card, there are always surprises; (Most credit cards don't have points for online payment, but online payment is very convenient and fast.) Free mailing statements every month allows you to see every consumption expenditure at a glance; (Now, environmental protection is advocated, and paper reports can be cancelled and changed into electronic reports.) Unique supplementary card function is suitable for husband and wife to manage their finances or master their children's financial expenses. The free choice of one card and two coins is popular all over the world. Consumption abroad can be returned in RMB.

is weihai bank credit card easy to approve?

weihai bank credit card is easy to approve. As long as he is at least 18 years old, has a stable job, has not been over 18 to 6 years old, and has full civil capacity; Have a good credit record; Have work income and repayment ability. Application materials: identification materials: copy of resident identity card or military officer's card; Proof of work and income; Other financial proof: such as copy of real estate license, copy of automobile driving license, copy of deposit certificate, etc.

time to get the card

The credit card application has passed, and it usually takes about 15 working days to get it. It takes about one month for a credit card to submit an application to be approved, and it usually takes 2-3 working days for a bank to enter the information into the system. Then it takes 5-7 working days for the bank to review the information, and the specific time is subject to the time when the credit card is obtained.

what's the name of weihai bank credit card app

it's called weihai bank app.

1. The credit card limit applied by Weihai Bank for the first time is generally between thousands and tens of thousands, but the credit limit of the credit card is positively related to the applicant's income and secured assets, that is, the higher the income, the higher the secured amount and the higher the assets and the amount obtained. Therefore, the applicant must provide proof of income and asset guarantee form. The specific amount is subject to the amount of the following cards.

2. Weihai Commercial Bank was established on August 1, 1997. On October 8, 1998, Shandong Expressway Group Co., Ltd. invested 2 million yuan. Now it has jurisdiction over more than 7 branches in Jinan, Tianjin, Qingdao, Yantai, Dezhou, Linyi, Jining, Weifang and Dongying.

1. Since its establishment, with the correct leadership and strong support of Party committees and governments at all levels, regulatory authorities at all levels and Shandong Expressway Group, the Bank has firmly grasped the two main themes of management and development, persisted in reform and innovation, made breakthroughs in innovation, developed in breakthrough, surpassed in development, and constantly innovated and made breakthroughs in the disposal of non-performing assets, creating a number of firsts.

2. On December 12, 27, Jinan Branch of the Bank opened, becoming the first city commercial bank in China to be allowed to set up branches in prefecture-level cities to provincial capitals, and the first city commercial bank in the province to set up branches in other places; On March 23, 29, Tianjin Branch opened, which was the first inter-provincial branch established by the Bank, marking a new major breakthrough in the cross-regional business strategy of "based on Shandong, Bohai Rim and facing the whole country". It also marks that the bank has taken a solid step towards the goal of "a listed joint-stock commercial bank with advanced corporate governance, strict internal control, standardized management, excellent assets, good benefits and obvious characteristics".

3. since its establishment, weihai commercial bank has adhered to the principle of "customer-centered and market-oriented", devoted itself to financial innovation, tried to explore the management mode and operation path of local commercial banks, and insisted on paying equal attention to development. Form an operating mechanism and management model that meets the market demand, and build a flat operating mechanism and management process with high efficiency, scientific management and standardized management.

4. In terms of administrative mechanism, the fundamental reform of system and management has been realized, reaching a turning point and leap in intensive management, and stepping out of a remarkable development track. At the end of 26, the total assets of the bank were 17.554 billion yuan; The balance of various deposits was 14.287 billion yuan, accounting for 17.35% of Weihai. The loan balance was 1.443 billion yuan; The balance of loans accounted for 19.37% of the city, accounting for 29.35% of the city's increase, and the operating profit was 21 million yuan. The total assets and the scale of deposits and loans rank first among the banking financial institutions in Weihai.

I hope I can help you.

so much for the introduction of weihai credit card.