Ordinary card: the amount is 3000- 10000, the annual fee is 100, the first year is 1 time, and the second year is 8 times.

Gold card: the amount is 10000-50000, and the annual fee is 300. The annual fee for the first year is exempted when opening the card, and the annual fee for the next year is exempted when swiping the card for 8 times in the current year.

Standard Platinum Card: 50,000-65,438 438+ 10/00,000 Annual fee: 600, 8 times in the first year, unlimited, 50,000 in the second year.

Luxury Platinum Card: 654.38+10-200,000 annual fee. After 3600, the annual fee of 960,000 will be exempted.

Diamond card: 200,000-6,543.8+0,000 annual fee: 6,543.8+0,000, and the annual fee can be exempted if it is brushed over 2.7 million in the following year.

Ordinary universal card: (amount 3000- 10000)

Application conditions:

1 I have a job in Kunming and my monthly income is about 1000. If the company pays social security, just use the ID card.

2. Original individual income tax bill

3. Sealed original payroll

4. Use the card to print the original salary slip issued by the bank for nearly 6 months.

Universal Gold Card: (amount 1-50000)

Application conditions:

1 I have a job in Kunming, and my company pays social security. Just show me your ID card,

If the social security is paid by the human resources company, it can be handled by ID card+work permit or business card or work certificate.

If you have a job and a car in Kunming (it must be a first-hand car), the registration date and the issuance date on the driving license must be the same day. ), you can apply with ID card+driving license.

Institutions, civil servants, institutions, hospitals, schools, etc. You only need to provide your ID card+work permit.

5 People who have other bank credit cards and have jobs-Kunming people (the credit card limit must be more than 6,000, and the card must be used for more than half a year. ), foreigners (credit line 10000 or more, credit card for more than one year).

Standard Platinum Credit Card: (5-65438+ million)

Application conditions:

1 I have a job in Kunming, with stable income, good credit, a certain social status, an annual income of 1.2 million, middle-level management in provincial units or high-quality industries, and a house or car worth 600,000, and I can apply for a standard platinum card.

If you have a car and a house, and the car is worth more than 300 thousand, you can also apply with your ID card and driving license.

Deluxe Platinum Card: (amount10-200,000)

Application conditions:

I have a job in Kunming, with stable income, good credit and a certain social status. My annual income is 6.5438+0.8 million, and I work as a middle manager in a provincial unit or a high-quality industry, with a house and a car, with a value of 6.5438+0.2 million. I can apply for a luxury platinum card.

Diamond card: (amount 200- 1 ten thousand)

Application conditions:

If you have a job in Kunming, your income is very stable, with an annual income of 450,000. Middle-level or above managers of state units or high-quality industry executives who have high-quality current accounts, houses and cars with a total value of more than 2.4 million yuan in our bank or other banks can apply for diamond cards.

Handling fee for cash advance: our ATM = 0.5%; Other banks = 1%.

Interest-free repayment period is 2 1 day -5 1 day.

The daily interest rate is 0.5 ‰ and the annual interest rate is 18%. Repayment on time will not generate interest.

Withdrawal amount: 40% zero-time adjustment: customer service telephone adjustment.

Overlimit: 1% fixed increase adjustment: half a year 1 time.