Repayment of foreign exchange purchase by credit card: The credit card or other bank card held by the cardholder has the function of overseas use (that is, the card supporting foreign currency). In consumption abroad (mainly for overdraft consumption), cardholders can repay their debts in RMB after returning home. Converting RMB into foreign currency is called "purchasing foreign exchange". Buying foreign exchange is also repayment, so it is called repayment of foreign exchange.

For consumer accounts generated from foreign currency accounts, you only need to deposit enough RMB (RMB arrears+foreign currency arrears) into the credit card account before the due repayment date. The RMB deposited each time will automatically be used to repay the foreign currency arrears payable in the current statement first, and the excess will be used to repay the RMB account arrears.

Automatic repayment of RMB has been started. On the due repayment date, the foreign currency account arrears will be automatically converted into RMB together with the RMB account arrears, and the repayment will be automatically transferred out of the current RMB account.