what if the credit card applicant doesn't have a fixed line?

if the company doesn't have a fixed telephone, you can fill in the fixed telephone numbers of relatives and friends' homes and unify the answers to avoid loopholes when the bank calls back. If relatives, friends and the company don't have fixed telephone numbers, please fill in - directly in the fixed telephone number column of the company on the credit card application form. During the review, you need to pay attention to the telephone number of the bank, and the staff may request to supplement the company telephone number, and then you can explain the situation to the staff of the credit card center. Generally speaking, companies will have fixed telephones, and very few do not. You can say hello in advance, fill in the fixed telephone number of other people in the company and explain the situation. Please refer to our actual audit for the credit card application results. The necessary application documents are a copy of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. If you are interested in CMB credit card and have never held our credit card, you can apply in the following four ways:

1. Please log on to the credit card website and select "Apply for Credit Card"-"Apply for New Customer";

2. Please bring your original identity certificate, work certificate and financial documents and go to the business outlets of China Merchants Bank in person;

3. You can also call the customer service hotline, select "3#" in the voice to apply for credit card consultation, and then select "1" to transfer the service specialist to register for you, and inform our local staff to contact you to confirm the application.

4. if you have applied for the professional version of our online banking, you can apply through the professional version. Remind you that the credit card verification will be subject to the final audit results.

credit card application method:

1. Counter application: bring credit certificate to the counter to apply: the applicant needs to submit relatively complete asset certification documents and submit materials to the bank for review by the bank's background audit department; After approval, fill in relevant materials and identity information; Issue credit cards.

2. Online banking application: the applicant opens online banking with a savings card account in his personal name and enters the bank official website; Enter the login password and verification code and enter the online banking page; Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking; After approval, credit cards will be issued.

Do you need a landline to apply for a credit card? How to solve the problem without a landline

Now everyone has a mobile phone, but the traditional landline is hard to see in ordinary families. You need to fill in a landline to apply for a credit card. What if there is no landline? Can't I apply for a credit card without a landline?

when you fill in the credit card application materials, if you don't fill in the landline number, the chances of the bank issuing the card will be much smaller. You must have a landline to get a credit card, because the bank uses this to ensure the stability of your life and work. When reviewing your card qualification, the general bank will pay a return visit to the fixed telephone number you filled in to make sure that the information you provide is accurate.

how to handle a credit card without a landline?

1. Fill in the company's fixed telephone number

Generally, it is best to fill in the company's fixed telephone number. As long as the bank checks your basic information and work and income information through the fixed telephone, basically the credit card can be approved.

2. Fill in the landline numbers of relatives and friends.

Friends who don't have a job can borrow money from relatives and friends when applying for a credit card. The chosen person is best reliable and can help you pay a return visit through the bank phone smoothly.

In principle, you must have a landline to apply for a credit card. Banks generally don't call you often. You can safely fill in the landline number, so that the pass rate of your card will be higher.

to apply for a credit card, you need a company landline phone. What should I do if I don't?

there is no company landline phone for handling credit cards. If you are still using a landline phone at home, you can also fill in your home landline number. If you are not using a landline at home, you can also fill in the phone number of your familiar relatives and friends.

filling in the fixed telephone number for a credit card can facilitate the bank's review and return visit. It can be said that filling in the fixed telephone number may not be able to successfully get off the card, but if it is not filled in, it can be said that it is very likely that the review will not pass. So those friends who don't have a landline in the company but want to apply for a card can fill in the landline number of their home or relatives and friends' home.

Extended information:

Necessity of filling in a fixed telephone number for a credit card:

The bank requires that a fixed telephone number must be filled in when applying for a credit card, in order to ensure the stability of the applicant's life and work. If the company does not have a fixed telephone number, the bank will think that your work is not very stable during the audit, which may affect your personal comprehensive score, leading to the failure of the approval or the low credit limit after the audit.

moreover, filling in the fixed telephone number is also convenient for the bank to pay a return visit to the credit card during the credit card review. If you don't fill it in, the card rate will be greatly reduced.

Do I have to fill in the landline number when I apply for a credit card?

Not necessarily. If I apply for a personal credit card, I just need to fill in my own fixed number. If I apply for a company credit card, I have to fill in the front desk number of the company.

1. Which bank credit card is easy to apply for

1. The threshold of Bank of Communications and Bank of Communications' credit card is very low. You only need to provide your ID card and your work certificate (such as work permit, label or stamped unit income certificate, even the original business card and a copy of the institution card);

2. China Merchants Bank Credit Card: China Merchants Bank is the first credit card brand in China, but friends who hold credit cards use this bank's credit card, which is also because its approval threshold is not high. However, its limit is high or low, which of course basically determines the applicant's property and income;

3. China Everbright Bank: China Everbright Bank's credit card application is also very good. It has a low threshold for card approval, and some card friends have responded that they have passed the application without submitting work certificates and property certificates;

4. Minsheng's credit card: It is more difficult for Minsheng Bank to apply for a credit card, and you are not from this city and disapprove of the current card. Some banks discriminate against rural household registration personnel, but other banks with opposite quotas are higher;

5. China Industrial and Commercial Bank: China Industrial and Commercial Bank can be said to be one of the top four state-owned banks to apply for credit cards, but the threshold of these cards is relatively high, but it is the first to issue cards.

2. Matters needing attention in credit card application

1. When applying for a credit card, you should truthfully fill in personal information such as ID number and name, and you can't fake it;

2. If you don't have a landline phone, you can fill in a friend's home or something, as long as you can contact him. The address must be filled in with the address that you can receive;

3. After filling in the information, take a photo of the information you have filled in with your mobile phone.

4. Please keep your mobile phone open when the application is pending. Sometimes the bank will call you to verify it, and if you forget to fill in anything, just look through the photo album.

5. Remember to ask the bank the specific reasons for the unsuccessful application.

in addition, even when you know that these banks are easy to apply for credit cards, you must choose the card type of bank card according to your own situation. After all, not all card types have the same application conditions. Only the double protection of bank card types can make it easier for you to apply for a credit card.

what should I do if I apply for a credit card online without a fixed line?

Some banks, such as China Merchants Bank, do not need to enter a fixed-line number to apply for a credit card online.

The specific methods for China Merchants Bank to apply for a credit card online are as follows:

First, open Baidu search, enter "China Merchants Bank" in the search bar, find China Merchants Bank official website after the search and click Enter.

2. After entering China Merchants Bank official website, find the item "Credit Card" and click Enter.

third, after entering the credit card, find "do it now" and click enter.

4. Then find the type of application card, and click Apply for entry now.

5. enter the corresponding information after entering.

6. Select the card type of the application card and enter the mobile phone verification code for verification.

7. After verification, agree to the service agreement, and then click Submit Now to complete the whole process of credit card application. There is no need to enter a fixed line in this process.

that's enough for the introduction of credit card fixed line.