Consumption with points on the Bank of Communications card means that credit card points will be generated for this card payment, which complies with the points rules of the Bank of Communications.
1. Points Accumulation Rules
When you use a Bank of Communications credit card to make purchases, you will accumulate 1 point for every RMB 1 spent and 7 points for every USD 1 spent. Specific types specified in this rule Points cannot be accumulated for transactions and spending at specific merchant categories.
2. Points will not be accumulated for the following items
1. Various interests and handling fees stipulated in the applicable credit card regulations or receipt contracts, including but not limited to credit card annual fees, cash withdrawals Transaction fees, overdraft interest, liquidated damages and other credit card charges, etc.
2. Transfer transactions, cash withdrawal transactions, and online transactions (but some designated online transactions can accumulate points*).
3. Transactions with merchants (including but not limited to Sannong merchants, county and township preferential merchants, etc.) that are subject to UnionPay’s special billing rules.
4. Specific categories of spending, including but not limited to real estate; car sales; wholesale transactions; hospitals; primary and higher schools; universities, colleges, and professional schools; charities and social services, and non-profits Undertakings; fines; bail and bonds; taxes; government services; embassy and consulate fees; government loans.
Extended information:
Validity period of points
Except for the card types specified in these rules, the validity period of points generated by Bank of Communications credit card consumption is fixed at 24 months. It will expire monthly, with the expiration date being the end of each calendar month. For example: points earned by cardholders from March 1 to March 31, 2010 will expire on March 31, 2012; and by analogy, expired points that are not used after the expiration date will be cancelled.
The points validity period of the Bank of Communications credit card is as follows:
1. The points of the Bank of Communications Wal-Mart Credit Card are valid for 12 months. The points will expire month by month, and the expiration date is every natural day. End of month.
2. Bank of Communications China Eastern Airlines Credit Card, Bank of Communications Air China PhoenixMiles Credit Card, Bank of Communications Tesco Credit Card, Bank of Communications Lotus Credit Card, Bank of Communications China Resources Vanguard Credit Card, Bank of Communications China Resources Suguo Credit Card, Bank of Communications AEON credit card points are automatically converted into co-branded party points/miles.
Bank of Communications-Bank of Communications Credit Card Points Reward Program Rules