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How many times can I apply for a temporary limit for a Bank of China credit card in a row?

As long as the comprehensive score reaches the standard, you can apply continuously.

The temporary quota has a period of use. Before applying again, please confirm whether your temporary quota has expired. If it has not expired, you can still use it. There is no need to apply again.

If the loan is not due/repaid, if there is still a temporary limit, you can apply again to adjust the temporary limit. The bank does not have clear regulations on the number of times you apply for a temporary limit, but the specifics are subject to system approval. .

Extended information:

The temporary limit is the result of a comprehensive assessment by the banking system with reference to all aspects of your situation, including whether you repay your loans on time, whether you frequently use bank credit cards, and the amount of your consumption. The type and consumption details are all factors that the bank will consider. Whether the application can be successful depends on the system evaluation results.

The temporary quota is valid for a certain period of time, and will automatically revert to the original quota after the period. After the temporary limit expires, the used temporary limit (the portion exceeding the fixed limit) does not enjoy the revolving credit facility and will be included in the minimum payment amount of the latest bill and must be paid off in one lump sum on the due payment date.

If the validity period of the temporary limit has not expired, it is generally difficult to successfully apply for a second limit increase unless there is more proof of financial resources and a positive credit card habit, so that the bank will believe that there is If you have sufficient spending power and repayment ability, in this case, you can actually apply for an increase in the fixed limit, not necessarily just a temporary limit.

You can still try to apply by calling the phone, or fax proof of financial resources (such as real estate certificate, salary increase certificate, car ownership certificate, additional income certificate, etc.) to the bank, and the bank will review it and inform you whether the application is successful.

Baidu Encyclopedia - Bank of China Great Wall Global Credit Card

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