Standard cards, simply put, are ordinary credit cards that do not cooperate with other merchants.

Co-branded credit card refers to an agreement between the credit card and the product dealer, so that the cardholder can not only enjoy excellent financial services when making purchases, but also enjoy special preferential treatment from the manufacturer.

Themed credit cards refer to credit cards with a theme, such as: CCB Transformers Credit Card Exclusive Merchants, Exclusive Coupons" plan. With the Transformers Credit Card, you can spend money in "Toys "R" Us stores across the country. , enjoy an exclusive discount of 25 yuan for purchases over 250 yuan. Exclusive toy gift certificates can be purchased on the CCB website. There are also more preferential merchants to provide cardholders with conveniences in food, clothing, housing and transportation.