Question 1: How long does it usually take to apply for a Guangfa credit card? The credit card approval time is 20 working days, and it takes 7 working days to receive the card after approval

Guangfa credit card application conditions:

1. Anyone with full capacity for civil conduct, legal and stable Individuals with good income sources and good credit can apply for a personal card from the card issuer with their valid identity documents and relevant information.

2. When an individual applies for a credit card, in addition to one main card, he or she may also apply for no more than two supplementary cards for other natural persons with full capacity for civil conduct. The primary cardholder can apply to cancel the supplementary card or stop using the supplementary card at any time.

In addition, the supplementary cardholder and the principal cardholder use the same credit limit; all transaction amounts of the supplementary card and the corresponding interest, fees, etc. are credited to the principal card account, and the principal cardholder The cardholder is fully responsible for repaying the debts incurred under the main card and supplementary cards; the supplementary cardholder with full capacity for civil conduct and the main cardholder are jointly and severally responsible for repaying the debts incurred under the main card and supplementary cards. Liability, supplementary cardholders with limited capacity for civil conduct are only responsible for repaying debts incurred by the supplementary card they hold. Supplementary cardholders may apply to cancel the supplementary card after paying off all debts on the supplementary card.

Information required for GF Credit Card application:

1. Identity proof information: a copy of resident ID card or military officer's ID card; for Hong Kong and Macao compatriots, a copy of the Mainland Travel Permit and proof of residence for more than one year ; Foreigners only need to provide a copy of their passport and residence permit for more than one year.

2. Proof of work and income: salary certificate, copy of social security (paid for more than half a year).

3. Supplementary information for Guangfa Bank credit card application: academic qualifications, professional titles, professional qualification certificates, self-owned real estate certificate, self-owned car driving license, telephone number, water, electricity and gas of the current place of residence in the past three months Any original document of payment, etc.

Guangfa credit card application channels:

1. Application at Guangfa Bank business hall

2. Telephone application

3. Card application personnel come to your door Processing (supermarkets and shopping malls have special card processing agencies)

Question 2: Regarding the review time for Guangfa credit card issues. How long does it take for approval? There has been no news that it takes nearly a month for banks to approve credit cards.

If we submit through an acquaintance,

it can be submitted on

15

Cards can be issued within 10 working days,

improving efficiency for customers who apply for

cards.

The following procedures are as detailed as possible.

Firstly, it is for the success rate of applying for the card.

Secondly, it is for the best possible outcome.

Allows banks to grant higher credit limits.

*

ID card (copy or photo)

*

Proof of income (official seal of the unit, enterprises, institutions and limited companies) Both responsible companies are acceptable, as are individual industrial and commercial households, but the credit limit

is low and the credit card success rate is not high)

The following are the items that can be provided

,

Helps increase credit limit of credit card:

*

Copy of driving license

*

Real estate Copy of certificate

*

Salary card

/

Copy of deposit details in passbook in recent months

< p> *

Certificate of deposit, stock fund, certificate of valuable assets

*

Copy of work permit

*

Copy of other bank’s credit card

Notes on card application:

1

,

The credit limit is determined by the bank’s full-time Multiple people in the department complete the review and approval in multiple stages, and the scoring standards refer to many aspects, such as the individual's credit record at the People's Bank of China, the nature of the company where he works, his age, whether he is married, whether he has a car or assets, and whether he is legal< /p>

Person or high position, high income, etc. Generally speaking, you only need your ID card and proof of income from a small company to apply for a card, and the limit is around

5,000

. If you have a car or house, at least

1 < /p>

Starting from 10,000 yuan.

2

,

The office phone number left when filling in the application form must be a valid landline, someone will answer the call, and the bank will make a return visit

When asked, simple questions will be asked, for example, does the unit have such a person and what position it holds. The application form must be filled in and signed truthfully. The bank will reply

and ask questions about several items in the application form, such as your home address, whether you are applying and signing in person, etc.

3

,

Submit your credit card information and the bank will return to the bank to enter the card production process. During this period, you can call the bank’s customer service number

to check the card application progress and limit,

The credit card will be sent to your home or work address by registered mail.

After receiving the card, you need to call the bank to open the card and activate it (the activation steps are detailed in the letter)

Credit cards have annual fees, which are hundreds of dollars. The price ranges from ten yuan. Generally speaking, if you swipe the card

6 times

, the annual card fee will be waived. There is no limit on the amount of the card swiped.

4

,

It is free to apply for a bank card. We are not an agent for credit cards. We only assist customers to apply for cards in person and provide payment

< p> For professional consultation and experience exchange, or to recommend bank card application staff to improve card application efficiency and credit limit

for customers.

We do not provide customers with credit card application information. Make a backup,

directly transfer the original to the bank staff,

No matter what the reason is,

if the customer fails to apply for the card,

his information will be It will be destroyed after being archived in the bank for a period of time, and

will not be returned to the person.

This is explained in the official statement of the bank.

5

,

We have many models in our store suitable for customers to purchase by installment. We promote credit card information and lectures for banks

Solve credit card installment matters,

Help customers pay for purchases in installments,

Customers use us to assist in applying for cards,

There must be a consumption purpose,

< p> Apply for the card

The intention is obvious,

Refuse to use the card maliciously to cash out,

Anyone who applies for the card must agree with this concept,

Pay a deposit for the intended model

(The amount of the deposit

varies according to the product

200

-

< p> 400

yuan)

, the card application must be fulfilled once the card is issued and the consumption commitment is fulfilled. Otherwise,

it will be rejected.

After unloading the card, go to the store to swipe the card to purchase the mobile phone in installments.

The deposit will be refunded; if the card issuance fails,

contact our store

After bank personnel confirm the transaction, the deposit will be refunded if the transaction is canceled.

6

,

All bank credit cards can be applied for free,

It is recommended that one person should not exceed

4

Credit cards from different banks,

Do not exceed

4

Credit cards. Having too many cards is of no use and will affect future applications. New cards and lines of credit. Now our store recommends Bank of Communications,

Bank of China, China Merchants Bank and Industrial Bank credit cards...>>

Question 3: What is the approval process for Guangfa Credit Card? How long does it usually take? Under normal circumstances

Question 4: How long does it usually take for Guangfa Credit Card application to be approved? After you applied, it was said that it would take fifteen working days

Question 5: How long does it usually take to review a Guangfa credit card? How do I check it? The review depends on the situation. It usually takes a few days for Guangfa Bank to complete the review.

Question 6: How long does it take to get a Guangfa credit card after it has passed the review? As long as you pass the review of Guangfa Bank's credit card, you can usually get it within a week

Question 7: How many days does it usually take to issue a Guangfa Credit Card? How long does it usually take for my application to arrive? It usually only takes one day for China Guangfa Bank to issue a card

Question 8: How long does it take for the card to be issued after the Guangfa Credit Card application is approved? Approval takes up to 15 working days. After successful approval, the card will be issued for you within 2 working days. , and then send it to your registered address by registered mail. There will be a text message notification when the card is sent out. You can receive it within 7 working days after receiving the text message.

Question 9: How long does it take for the Guangfa credit card to be approved? It usually takes 7-15 days.

Information required for credit card application

1. Identity proof information: copy of resident ID card or military officer ID card; if you are a compatriot from Hong Kong, Macao and Taiwan or a foreigner applying in the mainland, you also need Provide proof of employment.

2. Proof of work and income: salary certificate, copy of social security (paid for more than half a year).

3. Auxiliary information for Agricultural Bank of China credit card application: academic qualifications, professional titles, professional qualification certificates, self-owned real estate certificate, self-owned car driving license, telephone number, water, electricity and gas of the current place of residence in the past three months The original of any document for payment, a copy of a time deposit certificate issued at the Agricultural Bank of China with an amount exceeding 10,000 yuan, etc.

Question 10: Is Guangfa Credit Card fast? How long does it usually take from application to receipt? It took twelve days from the day of application to the day I got the card.