No, you must bring your valid ID card and the original card when you close the account. If it's not convenient for me to close the account, someone else can help you. The agent must hold the power of attorney written by the principal (himself) and bring the original valid identity certificate to handle the account cancellation business. If the card is not overdrawn, you can apply for account cancellation at any time.

If your card has not expired when you cancel your credit card account, some banks stipulate that you need to go to the designated outlets to receive the card, and then go through the formal account cancellation procedures after a certain period of time (up to 30 days).

Extended data:

For non-cash transactions, the interest-free repayment period is from the bank bookkeeping date to the due repayment date. The shortest interest-free repayment period is 20 days and the longest is 56 days. During this period, as long as you pay off the current payable amount on the current statement, you don't have to pay any interest on non-cash transactions (you don't enjoy interest-free discount if you borrow cash in advance).

(Exceeding the credit limit) Support interest-free installment for specific merchants (3, 6, 12). Support bill installment payment. The minimum amount of bill installment is 65,438+0,000 yuan, which does not exceed 80% of the credit line. You can apply by phone within two working days from the day after the bill date to the final repayment date. Pay in full for more than three times before you can apply for bill installment.

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