One of Ping An Bank's three commitments is that debit cards do not need handling fees to withdraw money from ATMs with UnionPay logo around the world.

Please note: it is a debit card, and the local currency is taken out, which will be automatically settled according to the exchange rate at that time.

You can use a credit card, but you can't withdraw cash.

You can also choose to use UnionPay or other channels to swipe your card, or you can swipe US dollars.