What is the easiest credit card for students to apply for?
There are many credit cards that are easier for students to apply for, such as:
1. China Merchants Bank’s young card (campus version):
As long as you are 18 years old or older If you are under 30 years old, are a student in school, and have never applied for a personal credit card from China Merchants Bank before, you can apply through the campus version of the official website of China Merchants Bank.
2. Bank of Communications’ y-power card (campus version):
As long as you are between 18 and 35 years old, and are a junior college, undergraduate or graduate student from a university recognized by the Ministry of Education Current students with a degree or above can apply.
3. Shanghai Pudong Development Bank’s Youth Campus Card:
Students who are over 18 years old, under 40 years old (inclusive), and have a full-time college degree or above can apply.
4. China Construction Bank’s Long Card College Student Card:
As long as you are over 18 years old and your institution is within the scope of universities that China Construction Bank cooperates with to issue cards, you can choose to apply. Customers can log in to CCB Mobile Banking and select the "Students" category in the card category "Full Product Series" on the credit card application page to view student credit cards.
5. Peony Student Card of ICBC:
Full-time college students (including undergraduates, masters and doctoral students) who are 18 years of age or older (inclusive) and studying in the institution You can apply for it at the location of the card issuer.
How to replace a lost credit card?
1. Report the loss: If a credit card is lost, you need to report the loss first. Call the customer service hotline of the card issuer and make a loss report request to the customer service. They will ask us to provide our ID number and name for verification.
2. Reissue: After successfully reporting the loss, we can go to the nearby business outlet of the card issuing bank to apply for reissue procedures. You need to fill in the loss report application form, verify your identity document, and pay the loss report fee and the loss report card replacement fee.
3. Collect the card: After the card is successfully produced, we can choose to pick it up at the branch ourselves, or we can indicate in advance that we will collect the card by mail.
4. Activation: The reissued credit card also needs to be activated before it can be used, and the transaction password and query password need to be reset. After the new card is activated, it will inherit the transaction records of the original card. Usually, the billing date and The repayment date will not change, just use it normally.