Hello, our bank will charge handling fees and interest for credit card cash advances (including our bank's or other banks' ATMs, counters, online banking and telephone cash advances): handling fee: domestic RMB 1 per transaction % calculation, the minimum charge is ￥10/transaction, and overseas (including Hong Kong, Macao, and Taiwan) is calculated as 3% per transaction, and the minimum charge is ￥30/transaction or $3/transaction (the minimum charge for AE Platinum and Black Gold overseas is $5 per transaction). Interest: Cash advances do not enjoy interest-free repayment. Interest will be charged at a daily interest rate of 5/10,000 from the transaction date to the repayment date, and compound interest will be charged on a monthly basis. Warm reminder: 1. Only handling fees will be charged for withdrawing multiple deposits from your credit card. 2. There is no charge for just activating the cash advance function. 3. The first cash advance in each natural month for YOUNG Card Youth Edition, GQ co-branded credit card, Weibo Master Card and City Theme Series Gold Card is free of charge (interest will be charged as normal). 4. Withdraw cash regardless of the same city or place, and no inter-bank handling fees are charged (you can consult online through QQ or WeChat for the China Merchants Bank credit card service information you want to know. Method 1: Search 4008205555 among QQ corporate friends, and add the China Merchants Bank Credit Card Center as Friends; Method 2: Search the number "cmb4008205555" in WeChat and follow China Merchants Bank Credit Card Center)