1. What kind of loan is ICBC flash loan?
ICBC flash loan is an unsecured, unsecured pure credit loan provided by ICBC. The maximum loan amount is 20 0,000, with a maximum loan period of 2 years. ICBC customers can apply directly online, and the payment will arrive quickly. It is more suitable for customers with urgent borrowing needs.
To successfully apply for an ICBC flash loan, you need to have good credit and financial strength. If your personal credit report has a bad record, it will be easily rejected.
2. I borrowed 50,000 from ICBC Flash Loan. The customer service said I have to pay a 1,500 cost of construction. Am I encountering a scammer?
Don’t believe in the upfront fee. Our operation is the same. Get the money after placing the payment
3. What does flash loan mean?
That is a quick loan.
4. Which online loan platforms have banking backgrounds?
Thank you! I am very willing to answer this question and tell you what I know.
The following is my answer
1. It is understood that major state-owned and commercial banks have now opened online loan platforms on the app. As long as you save regularly in this bank , the bank has a lot of turnover, the credit card applied for is used well, and your credit is good enough, then you can get an online loan on this platform, and the chance of passing it is also very high. For example, the apps of Industrial and Commercial Bank of China and China Merchants Bank are among the top ten in financial management rankings.
2. Various third-party platforms, such as Alipay, WeChat, JD Finance, and Baidu Financial Management, have also opened loan functions to provide users who need loans. Such as Alipay’s MYBank, Ant Financial, WeChat’s Weilidai, JD.com’s JD Finance, etc.
3. There are also many P2P loan platforms, such as 360 loan platform, Lufax, Renrendai, Yilongdai, 51renpindai, Netcom HP, Aiqianjin, and Phoenix Finance , Youwodai, Building Block Box, etc., some of these P2P financial loan platforms also have banking backgrounds, such as Lufax, which is owned by Ping An Bank. P2P financial loan platforms are risky, so it is recommended to use them with caution.
4. Below I list some platforms with banking backgrounds for reference only. China Merchants Small Business e-Home (China Merchants Bank), Lufax (Ping An Bank), Minsheng Yidai (Minsheng Bank), Flash Loan (China Construction Bank), Puyin Diandai (Shanghai Pudong Development Bank), ICBC Financial e-Loan (Industrial and Commercial Bank of China) , Xiaoma Bank (Baoshang Bank), E-Rong e-Loan (Lanzhou Bank), etc.
It is recommended to consult more when taking out a loan and try to find a platform that suits you and apply for it.
(The above opinions are for reference only)