The reply is as follows:

1. Loading means that your card is a UnionPay "Quick Pass" card, which means you can consume directly by touching it at the POS without a password. Generally, loading The amounts are very small, around 200;

2. The transferred money is the same as your transportation card. You cannot report the loss. If the card is lost, you cannot get back the transferred money. It is the same as cash;

3. If you do not need to transfer money, or need to withdraw the transferred money, you can go to the bank counter and you must bring the original card;