You can apply for a credit card, but it will take some time. Under normal circumstances, banks will blacklist customers whose credit cards have been cancelled and prohibit them from handling credit cards again within a certain period of time.

Specifically:

1. It is common for credit cards to be cancelled after they have been overdue for more than four months and paid off in one lump sum.

2. After the bank cancels the credit card, it will put the customer on the credit blacklist, which means that the credit card cannot be processed for a period of time.

3. Banks have different waiting periods, generally ranging from 6 months to 1 year. During this period, it is necessary to maintain a good credit record and repayment performance.

After the waiting period, you can apply for a new credit card from the bank. However, due to the influence of personal credit records, banks may conduct more rigorous review of applications.

Summary: After the credit card is cancelled due to overdue repayment, it will take some time to apply for a new credit card. The specific waiting time varies from bank to bank. During the waiting period, attention should be paid to maintaining a good credit record and repayment performance in order to improve the access opportunities for re-issuing cards.

Extended data:

According to the regulations of China Personal Credit Information System, bad credit records such as overdue repayment and debt default will affect personal credit score and credit record. When handling credit cards, banks will refer to personal credit records and scores to decide whether to approve the application. Therefore, under the premise of maintaining a good credit record, the chances of applying for a credit card again will be even greater.