Analysis:
Without the consent of the debtor, it is forbidden for the collection personnel to ask the question "How to stipulate the new collection time in 2022" at night. I will give you a detailed answer below. We have professional lawyers who can provide solutions to problems such as overdue credit cards, overdue credit cards and collection. You can click on the consultation link to communicate.
How is the new collection time stipulated in 2022?
Without the consent of the debtor, it is forbidden for the collection personnel to call or go abroad for collection between the night of 10 and 8 am the next day.
Analysis:
1. Without the consent of the debtor, it is forbidden for the collection personnel to call or go abroad for collection between 10 at night and 8 am.
2. It is strictly forbidden to collect and harass third parties unrelated to debts.
3. When contacting a third party, you shall not disclose any information about the debtor's arrears, but only ask the debtor's contact information or ask him to tell the debtor to contact the agency on his behalf.
4. When the third party explicitly requests not to contact, the collection personnel shall stop relevant behaviors.
5. Collection personnel shall not carry out collection activities as administrative/judicial organs.
6. It is strictly prohibited to use threats, harassment, intimidation, fraud and other improper acts to demand payment from the debtor.
Will overdue credit cards affect children? What are the negative effects?
As an advanced consumption tool, credit cards now have one or two names in many people's names. Using a credit card does have many benefits, but you must remember to repay on time, otherwise the impact of overdue is still great. So, will overdue credit cards affect children? Let's look at this problem together.
Credit card overdue
If the credit card has bad behaviors such as overdue repayment, it will generally not affect the children, and it will not directly affect the children. The main impact is on cardholders, overdue penalty interest and increased repayment pressure, which affects personal credit information and produces stains.
However, it should be noted that if the credit card is particularly seriously sued, or it is included in the list of untrustworthy people by the court, it will have an impact on children. At this time, children can't go to private schools, and even affect the civil service exam. Therefore, parents must repay their credit cards as soon as possible after they are overdue.
What should I do if I encounter problems such as outstanding credit card debt, overdue, excessive interest and collection?
Remind you:
Professional problems are suggested to be solved by professional people. If you encounter problems such as unpaid credit card, overdue, high interest rate, collection, etc., it only takes three steps to teach you to stop paying bills, avoid prosecution, and solve your credit card overdue problem! For the specific solution, please click the consultation button below and contact the professional team of creditor's rights and debts to obtain the "solution".