Hello, WeChat cannot transfer money by credit card.
1. First of all, credit cards cannot use cash withdrawal functions such as transfers or red envelopes on WeChat. If the credit card can be transferred directly to WeChat, it is a cash-out behavior. The Shanghai headquarters of the central bank stated on July 26, 2010 that it is illegal to cash out credit cards. Therefore, credit card transfers to WeChat are not supported.
2. You can bind and use credit cards to recharge mobile phone bills, traffic, etc. on WeChat. This is considered a card payment, not a cash withdrawal. It will be included in the credit card consumption bill, and you can repay it normally according to the bill next month. At the same time, it does not support the issuance of red envelopes or the direct purchase of financial products. Only credit card consumption and online payment are supported.
3. WeChat transfer only supports debit cards or change. Similar to WeChat transfers, WeChat red envelopes and WeChat cash withdrawals also need to be bound to a savings card. When you transfer money to a friend on WeChat, after the other party checks it, the money will go into change first. If you want to withdraw money, you can only withdraw it to the debit card bound to the other party and cannot choose a credit card for transfer.
4. WeChat currently only accepts credit card payment when paying on WeChat, and all handling fees are waived
The specific verification method is as follows:
(1) Open WeChat and enter the WeChat wallet;
(2) Click in the WeChat wallet to enter the transfer function;
(3) After clicking the transfer, enter the amount and choose to enter the CCB credit card number;< /p>
(4) After entering, click Confirm and you will find that WeChat does not support the credit card transfer or recharge function.
In addition, there are four possible reasons for the failure of credit card payment:
The online payment function is not activated, the available limit is insufficient, the payment limit is exceeded, communication failure, etc.
1. The online payment function is not activated: If the payment fails due to this reason, you can log in to the credit card issuing bank or mobile banking to activate the online payment function by yourself.
2. Insufficient available credit: If the amount of the purchased product is greater than your available credit, it will naturally fail. You can log in to the official website of the card issuing bank to check the specific available limit, or apply for a temporary limit increase from the bank to obtain more limit.
3. Exceeding the payment limit: Each bank has a limit on WeChat payment. For example, the single-day payment limit of China Merchants Bank is 3,000 yuan. If you use WeChat to pay more than 3,000 yuan, the transaction will also fail.
4. Communication failure: If the mobile phone does not have a network, or the network status is not good, the payment will also be unsuccessful.