If your parents travel abroad or need to live abroad for a long time, having a credit card abroad will definitely be very trouble-free and convenient. I will tell you about the benefits of getting a credit card for your parents. Maybe you will read it. I just want to apply for a credit card for my parents.
Expression of filial piety to parents
Letting parents spend their own money is filial piety. Especially for a wanderer like me who works hard away from home all year round and can only serve at the knees of my parents during the Chinese New Year.
For security reasons
Overseas consumer credit cards are definitely safer than carrying cash. Although there is a risk of fraud, it can be avoided with fraud insurance;
Nowadays, telephone fraud is rampant, mainly targeting middle-aged and elderly people. Replacing the debit cards in their hands with credit cards is also a safe protection for their "retirement money". Because credit cards inherently have limit issues and cannot be transferred, it is relatively safe to use credit cards to make purchases. And most credit cards have fraud protection (Bank of Communications costs 4 yuan a month), so it is very safe for the elderly to use credit cards.
Convenient account management
Credit card consumption will be reminded by SMS or WeChat, and there will also be a monthly bill that can record the merchant, amount and other information of the transaction in detail to facilitate account management;
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For the sake of saving money
Credit cards often offer various discounts, such as discounts for shopping in supermarkets, cash rebates for overseas purchases, etc.;
Parents use credit cards to make purchases , I paid off the bills and saved the monthly transfer fees for my parents’ living expenses.
In addition, accumulated points can be combined to increase the points faster.
Convenient to apply for visas
As mentioned before, the gold credit card can be used as proof of financial resources when applying for some visas (such as Korean visas and Schengen visas, etc., which can be used as proof of flow);
p>Bank of Communications’ credit card statements are available in both Chinese and English, which saves you the trouble of finding someone to translate or get a fair statement.
For the convenience of traveling
After my parents retire, they also want to go out and see the world. Generally, parents travel in group tours when traveling overseas, and most domestic travel is independent travel. Having a credit card can avoid carrying a large amount of cash, and it is more convenient to pre-authorize at the hotel, buy train tickets on 12306, and use a credit card to buy air tickets.