Hello, the limit of China Merchants Bank’s regular credit card is 3,000 to 10,000 yuan, and the limit of gold card is 10,000 to 50,000 yuan. The fixed limit of a customer’s credit card application is comprehensively assessed based on the information submitted. The final review results shall prevail. (Multiple credit cards under the same account *** share the same limit). If you cancel a card and there is a bill that needs to be repaid, you can use your existing credit card to repay it so that your credit limit is restored and you can continue to use it. As long as the credit card is paid off on time, there will be no other consequences.