1. Transaction amount limit: CITIC Credit Card sets an upper limit on the transaction amount. If these limits are exceeded, CITIC Credit Card will show that the transaction amount exceeds the limit.
2. Insufficient account balance: Credit card is a credit service provided by the bank, and the cardholder can use the credit line pre-granted by the bank for shopping and consumption within a period of time. Available credit card accounts are limited. When the cardholder's credit limit reaches or the balance is insufficient, the transaction will show that the amount exceeds the limit.
3. There are restrictions on merchants: banks will set restrictions on some specific merchants. When cardholders swipe their cards at these merchants, they will also be reminded that the amount exceeds the limit.