Current location - Trademark Inquiry Complete Network - Overdue credit card - I have a credit card of Bank of Communications, with a limit of 24,. A property in a person's name. How much credit card can I apply for?
I have a credit card of Bank of Communications, with a limit of 24,. A property in a person's name. How much credit card can I apply for?
the credit card limit is uncertain, and the criteria for approving credit cards are different among banks, and the final credit card limit is also different. The credit card limit of your bank is not 2 thousand, and the credit card limit of other banks is also 2 thousand. Generally speaking, the overdraft limit of a credit card generally ranges from 1, to 5,, depending on your repayment ability. The bank's review of repayment ability mainly refers to the following points:

First, marital status: married customers will be more stable than singles and will be more favored by banks.

second, employees with high technical titles and working conditions can get extra points.

thirdly, financial ability: the application is that the landlord can provide a detailed running account of personal income, which proves that people with stable income and long-term prospects for income growth will get a higher rating.

fourth, individual housing: having a house like the landlord shows that individuals have a certain economic foundation and can get extra points.

fifth, credit history: doesn't the landlord already have a credit card? If this credit card has a good repayment record, the bank will also consider adding points as appropriate.

sixth, the level of education: generally speaking, the rating of graduate students or above will be higher.

Generally speaking, the above points are the main reference for bank audit. It is recommended that the landlord prepare materials well. As long as the materials provided by the landlord convince the bank that you have repayment ability, it is still possible to approve a credit card with a limit of 1,! I hope my answer can help you!