Generally, if you are listed as a person subject to enforcement for breach of trust, your credit card cannot be used and will be frozen and deactivated. Before the bank deactivates the credit card, you can continue to use the credit card normally. However, I can no longer apply for any credit cards or loans.

Because the credit report has become a blacklist, as for whether there is a chance to clear the blacklist, it depends on whether the civil lawsuit can be resolved in the end and whether the case is sentenced to prison.

If you are sentenced to jail, you will be on the permanent credit blacklist, and you will never be able to get a credit card or loan. If the civil lawsuit can be resolved without being sentenced to jail, a "notice of removal from the credit blacklist" issued by the court must be issued. Otherwise, the credit blacklist will be permanently blacklisted and you will never be able to apply for a credit card or loan.

Extended information

If the person subject to execution fails to perform the obligations specified in the effective legal document and has any of the following circumstances, the people's court shall include him or her in the list of dishonest persons subject to execution and punish him in accordance with the law. Credit punishment is imposed on:

(1) Refusing to perform obligations specified in effective legal documents despite having the ability to perform;

(2) Obstructing or resisting by forging evidence, violence, threats, etc. Execution;

(3) Avoiding execution through false litigation, false arbitration, or concealing or transferring property;

(4) Violating the property reporting system;

(5) Violating the consumption restriction order;

(6) Refusing to perform the settlement agreement without justifiable reasons.

Baidu Encyclopedia - Person subject to execution for breach of trust