Fuel card
First, Minsheng Auto Credit Card
This credit card is divided into several grades. At present, there are gold cards, standard platinum cards and luxury platinum cards. Car owners with different economic strengths can find something that suits them.
The advantage of Minsheng automobile card is that the cardholder can enjoy a fuel refund, and the refund ratio depends on the level of the card. Gold card monthly yield of 5%, the upper limit of 50 yuan; The monthly yield of standard platinum card is 8%, and the upper limit is 100 yuan; Monthly yield of luxury platinum card 15%, with the upper limit of 200 yuan; Each diamond card can be returned 100% per month, the highest in 500 yuan.
After getting the gas money, you can exchange it at 1: 1, which is more cost-effective.
Two. Guangfa China Life Co-owner Card
This is the new owner's credit card of Guangfa. It is also more cost-effective to use it to refuel. As long as the monthly integral consumption is more than 3,000 yuan, you can enjoy cash back by swiping your card at the refueling merchant. The cashback ratio varies according to the level of the card.
Among them, the standard card cashback rate is 3%, and the 30 yuan is capped every month; The cash back ratio of gold cards is 5%, and the monthly limit is 50 yuan; Cash-back rate of premium 12%, monthly ceiling 120 yuan; Value-added cashback rate 15%, monthly ceiling 150 yuan. The highest cashback ratio is 2 1%, and the highest cashback amount is 2000 yuan/year.
Three. China Construction Bank Longka Automobile Card
The most cost-effective place for this credit card to refuel is that you can use POS machine consumption points to exchange for refueling fees. As long as your score is 50000 points, you can exchange it in multiples of 10000 points.
The conversion ratio of the part below 50000 is 0.2%, that is, every 25000 points is converted into 100 vitality; ; The part exceeding 50000 will be exchanged at the exchange rate of 0.4%. You can exchange 1 10,000 points at most every year, breathing 4,000 yuan, and saving 4,000 yuan a year.