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My credit card was returned on the 20th, but I returned it on 19, and it was all swiped out. Is this overdue?
Of course it is not overdue. As long as all or the minimum repayment is made before the repayment date, it is not overdue.

Remember two dates when using a credit card, the billing date and the repayment date.

Take the credit card of Agricultural Bank of China as an example. The repayment date of China Agricultural Bank's credit card is 25 days after the bill date. When calculating the repayment date across months, it is necessary to distinguish between large and small months.

For example, if the billing date is 65438+February 27th, then the repayment date is 65438+1October 2nd1,and the credit card consumption generated during the period of 65438+1October 28th-65438+February 27th should be on the repayment date of 65438+/.

Swipe your card on the day of the bill and enjoy the shortest interest-free period, only 25 days; Credit card spending on the second day of the billing date enjoys the longest interest-free period of 55 days.