1. After the cardholder's general points have accumulated to a certain point specified by China Minsheng Bank, the main cardholder can exchange the general points (i.e. points can be exchanged) in his name for points gifts in accordance with the relevant provisions of this points plan. After the redemption is successful, the corresponding points will be deducted from the cardholder's points in real time. The cardholder shall not request to change or restore the points. The deduction period of special gift points shall be implemented according to its relevant regulations.
2. Support customers to exchange full points or points+cash for points gifts. Customers who only hold debit cards are temporarily limited to redeeming goods with full points, and the system function of redeeming points and cash points gifts is under development, so please look forward to it.
The goods in the extended data points area are priced according to three grades: Jinpu Card, Platinum Card and Diamond Card, and cardholders pay general points according to the points corresponding to the customer's grade when redeeming goods.
The debit card customer level of China Minsheng Bank is determined according to the cardholder's actual monthly financial assets in our bank, which is divided into ordinary level, happy level, worry-free level, excellent level and private banking level. The credit card customer level of China Minsheng Bank is the highest among all credit cards held by cardholders, and it can be divided into Jinpu level, standard platinum card level, luxury platinum card level, diamond card level and unlimited card level. If the cardholder has both a debit card and a credit card, the highest card level shall be the customer level of the debit card or the normal credit card.
China Minsheng Bank has deducted points after accepting customers' applications. If a customer applies to cancel the original application, it must meet the cancellation conditions stipulated in the specific service items of the original application. Deduction and return of points must be completed through the original application channel.
Minsheng official website-Redemption Process of Points Gift Website