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When I applied for a Ping An credit card, I was told it would take up to 10 days, but now it’s been a month and a half! The query has been under review. What is the situation?

Everyone’s card application speed is different, and each bank’s card application speed is also different. The review process means that the bank is going through the internal approval process. It is recommended that you wait patiently. In addition, due to your situation, it does take a long time. It is recommended that you call the bank’s customer service hotline and the application will be processed as soon as possible.

Hello, this is mainly based on your repayment ability. If your proof conditions are sufficient, it is very easy to apply for the card. If the proof is not so sufficient, it may not be issued or The limit is low, so you should pay close attention to the status of the card and check the processing status online. Generally, it takes about 20-40 days from the time you submit the card application materials. The credit card center will review and file the credit card application materials after receiving them from various local cities. This process takes 15 days. The next step is to make the card. Due to the high value of card making equipment, domestic card making equipment is basically produced centrally by the credit card centers of various banks. This process usually takes two days. The final step is to mail the card to the cardholder by registered mail, which usually takes 7 to 15 days. In addition to the possible delays between each link, it is normal to get the card in 40 days.

If you are applying for an ordinary credit card, not a gold or diamond card, and the information you provide is complete and the bank feels that you can afford the overdraft, it will be approved. If you are in a hurry, you can call and ask how long the general review will take.