Legal analysis: 1. Creditor information

2. Debtor information

3. Confirmation content

1. Borrowing time, amount, Ownership of creditor's rights

2. Amount of principal and interest owed

3. Interest agreement

4. Repayment and interest payment methods

5. Dispute resolution method

6. Signature and seal of both parties; time and place of signing

Legal basis: "People's Republic of China and Civil Code" 676 Article 1 If the borrower fails to repay the loan within the agreed time limit, he shall pay overdue interest in accordance with the agreement or relevant national regulations.