In real life, credit cards have become an inseparable part of young people, which is actually in anticipation of consumption, and consumption may make us make money in the future.

Generally speaking, everyone must have encountered some difficulties in handling credit cards, or their lives have been ruined, which requires a certain turnover of credit cards, but banks may not be able to give you much credit because of the information you provide.

Take myself as an example. I used to have three or four bank credit cards, but now I often only use one credit card, and all other credit cards have been used, but the quota is too low, and I have repeatedly asked for an increase in the quota, and the bank simply refused to handle it, and then I cancelled it.

If you receive a low credit card from the bank, it depends on your own spending quota. Generally speaking, the minimum amount of a credit card is 2000 pounds. If your usual consumption is very low, this limit is enough, or you can activate it and stick to it for a long time.

Maybe the bank will give you a certain commission after you have used it for a while. Of course, how to increase this amount will not be much higher for a while.

Nowadays, there are many things in our life that can be turned over, whether it is various payment platforms and lending platforms on the Internet, or bank credit cards and microfinance companies in real life, their most fundamental purpose is to make money.

If it were me, I wouldn't activate the low-limit credit card. Just call customer service and ask how to cancel. To tell the truth, in real life, 32 thousand really can't do anything.