First, banks are extremely demanding of black gold cardholders.
2. If you want to be a black card holder of ICBC, you must be a member of Hurun Fortune List or China Hong Kong Jockey Club, and your annual consumption should be at least 2 million yuan, excluding large-scale car purchase and house purchase.
Third, even if the basic conditions are met, you may not be able to become a black card holder, because this card can't be applied for on your own initiative, and it can only be passed by the recommendation letter written by the branch president and above, which is very private.
The highest level of debit card of Ping An Bank is black card.
Ping An Bank launched a private bank black diamond card, supporting the corresponding products and rights, bringing a more distinguished service experience to high-end customers. Applicable object: customers whose daily average financial assets (total assets under the customer's name) are RMB 6 million in any month in the last three months, or potential customers with black diamond card level.
Characteristics of Black Diamond Card Business of Ping An Bank:
1. Enjoy a number of preferential rates, and the global ATM withdrawal, inquiry and transfer fees are free; Online banking and telephone banking transfer fees are free; A number of counter business charges concessions.
2. Exclusive high-yield wealth management products. The annualized rate of return of special black diamond card is 3.2 1%, and there are many high-yield products in a single period. Private portfolio A, asset management category, 20 13, 26 issues, 1 10,000, with an annualized rate of return of 5.6%.
3. Exclusive value-added services
(1) Health care, the customer holds a black diamond card, and the assets meet the standard. The exclusive contents include all-round health examination (black card medical examination program adds a number of cancer screening), telephone doctors of Chinese and western medicine, health benefits at home and abroad, high-end dental cleaning, and Chinese medicine health care services.
(2) High security. Customers with black diamond cards and up-to-standard assets can enjoy comprehensive traffic accident insurance with a comprehensive coverage of 30 million yuan, full-time accident insurance with a coverage of 800,000 yuan, all-round customized high-value travel accident insurance and global emergency rescue services.
(3) In the garage world, customers hold black diamond cards and their assets meet the standards. The exclusive contents include VIP rooms and airport transfers at international and domestic airports, day-free car rental service, driving courtesy and test drive of famous cars.
(4) As a concierge, the customer holds a black diamond card, and the assets meet the standards. The exclusive contents include high-end services such as luxury goods procurement, study abroad, immigration planning, tax planning, overseas real estate investment, and family business inheritance.