What should I do if I forget my Bank of Communications credit card password? Can it be modified?

As we all know, there are many passwords for credit cards, and Bank of Communications credit cards are no exception. Many cardholders always cannot remember their passwords, which leads to them often entering the wrong password when handling business. As a result, the card is locked and no business can be done. So, what should you do if you forget your Bank of Communications credit card password? Is there any way to change the password? Let’s find out together below.

1. What are the passwords for Bank of Communications credit cards?

There are three passwords for Bank of Communications credit cards, including transaction passwords, query passwords and online payment passwords. The functions of these three passwords are different. , the details are as follows:

1. Inquiry password: The cardholder activates the credit card for the first time, and after calling the credit card service hotline to verify the identity, he will be asked to set a 6-digit inquiry password to handle credit card phone services. .

2. Transaction password: After activating the credit card, the cardholder can set a 6-digit password for the credit card to use for payment or cash withdrawal. Of course, if you feel that setting a password is not safe, you do not need to set one. .

3. Online payment password: refers to the password set by the cardholder in personal online banking after activating the online payment function. This password is used when making online payments.

2. What to do if you forget your Bank of Communications credit card password

1. Query password: You can reset the query password if you accidentally forget it. The setting method is very simple. Just call the Bank of Communications credit card service hotline. After entering the ID card number according to the voice prompts and passing the verification, if you enter the wrong query password, you will be asked to reset it. You only need to follow the voice operation.

2. Transaction password: If you forget your transaction password, you will not be able to make purchases with your card. However, it does not matter. You can call the 24-hour customer service hotline shown on the back of your credit card to apply to reset your transaction password. After the modification is successful, Effective immediately.

3. Login password: If you forget your login password, you will not be able to log in to Bank of Communications Credit Card Online Banking to handle business. However, you can find the "Forgot Password" option next to the password input box on the login interface, and then You can change the password step by step according to the prompts. Once the password is successfully changed, it will take effect immediately.

How to reset/modify the Bank of Communications credit card transaction password if you forget it

The use of Bank of Communications credit card will involve multiple passwords, among which the transaction password is used the most. If a transaction password is set, the correct password must be entered before consumption can be made. So, what should you do if you forget your password? Can it be modified or reset? Let’s take a look below.

1. What is a transaction password?

The transaction password is the transaction confirmation method you use when you use a Bank of Communications credit card to make purchases, ATM inquiries, or cash withdrawals at merchants.

If your Bank of Communications credit card has activated the POS consumption password function, then when making POS consumption at domestic UnionPay merchants, you need to enter the correct transaction password to make consumption; if this function is not activated, you only need to swipe the card Signing the slip completes the transaction.

2. How to modify the transaction password

1. Modify the transaction password: You can log in to the official website of Bank of Communications Credit Card, find the transaction password modification on the card management page, and then modify your credit card transaction password . Of course, you can modify it through Bank of Communications credit card online banking, mobile banking, calling the customer service hotline on the back of the credit card, etc.

2. Transaction password reset: If you accidentally forget your transaction password, don’t worry. Just use the reserved mobile phone number to call the Bank of Communications credit card customer service hotline and reset the transaction password in the phone voice. .

Reminder:

If the transaction password is entered incorrectly for 6 times, the card will be automatically locked and cannot be used. To avoid affecting the normal use of the card, if you forget your password, please call the customer service hotline on the back of your credit card in time to reset your transaction password.

What should I do if I forget the Bank of Communications credit card inquiry password?

When handling the Bank of Communications credit card telephone service, the voice system will ask for a 6-digit inquiry password to verify identity. But many cardholders accidentally forget this password and don't know what to do. Don’t be afraid. If you forget your query password, you can change it. Let’s learn about it together.

1. What is a query password?

This query password refers to the password that needs to be verified when using various self-services in telephone banking and ordinary mobile banking. In addition, if it is the first time to register for Bank of Communications credit card online banking, it will also be required. Enter the query password for verification.

The initial inquiry password for Bank of Communications credit card is generally the last 6 digits of your valid ID number. It can only be pure numbers and cannot include letters, Chinese characters, symbols, etc. If there are less than 6 digits, add 0 in front of the number to make up for 6 digits.

For example:

If your ID number is 310110198010010012, then your initial query password is 010012;

If your ID number is 31011019801001001x, then your The initial query password is 001001;

If your ID number is 18G2635, your initial query password is 182635.

2. How to change the query password

1. Modify the query password: If you want to change the query password, you must first log in to the Bank of Communications Credit Card Online Banking and find the query password modification in the card management. , re-enter the 6-digit password to modify it. Similarly, you can also modify it through Bank of Communications mobile banking or by calling the customer service hotline on the back of your credit card.

2. Query password reset: If you accidentally forget the query password, you can use the reserved mobile phone number to call the Bank of Communications credit card 24-hour service hotline and reset it in phone banking; or transfer to manual service , the customer service specialist will restore the query password to the initial password for you.

How to reset Bank of Communications password?

You can reset your Bank of Communications password by calling the 24-hour customer service hotline shown on the back of your credit card, selecting the Set Transaction Password menu, and following the voice prompts to set your transaction password.

1. Debit card is the written word for savings card, and savings card is the spoken word for debit card; the same is true for credit cards and credit cards. The difference between debit card (savings card) and credit card (credit card). Our commonly used bank cards are mainly divided into two types, debit card (savings card) and credit card (credit card). Debit card (savings card) refers to a bank card that deposits money first and then consumes it. It does not have an overdraft function. Debit cards are easy to carry. You can withdraw money at a manual counter or operate it yourself at an ATM machine. You can also earn interest through debit card savings. ; And a credit card (credit card) is a bank card in which the issuing bank gives the cardholder a certain credit limit, and the cardholder can consume first and repay later within the credit limit. The most intuitive difference between a credit card and a debit card is that the 3-digit CVN code is printed on the signature strip on the back of the credit card.

2. Application for debit and credit cards

1. It is very simple to apply for a debit card (deposit card). You need to bring your valid ID to any bank branch nationwide. You can apply for it.

2. Credit cards (credit cards) are relatively complicated. They need to be over 18 years old, have full civil capacity, and have good credit. Individuals who meet the above conditions can present their valid identity documents and related information. Apply for a personal credit card from the bank. If it is your first time to apply for a credit card through a bank's online channel, you will have to go to a branch to complete the interview after the initial review. During the interview, you need to provide relevant personal credit materials, which will help increase the approval limit. There is no need to go to the on-site interview to apply again.

3. Debit card and credit card password settings There are many settings for bank card passwords according to usage scenarios, which are mainly divided into three types: payment, inquiry, and channel login passwords. You can use these passwords Forget, you can remember wrongly! But it must be kept secret!

1. Payment password: It is also commonly known as bank card password. It is mainly used for cash withdrawals, transfers and other transactions. The password is generally a 6-digit pure number.

For example, if the payment password of the Agricultural Bank of China debit card is entered incorrectly three times in a row through various transaction channels within a day, it will be locked and will not be automatically unlocked. The card owner needs to hold a valid ID and bank card and go to the branch in person to unlock or reset the password. It is also to prevent others from stealing bank cards.

2. Query password: Query password is mostly used for credit card customer service self-service voice and customer service manual service verification process channels. If the query password or query password is not set, you can set a password or handle password unlocking and reset through the credit card customer service hotline.

This ends the introduction on what to do if you forget your transportation credit card password and what to do if you forget your transportation credit card password. Have you found the information you need?