1. The bank has no time limit for credit card activation.
2. The bank credit card is valid and can be activated at any time during the validity period. If it is not activated after the expiration date, the card will be cancelled and invalid.
The validity period of a credit card is usually 3 to 5 years, which is marked on the front of the credit card, as long as it can be activated before this.
If the credit card is not activated, the annual fee will be involved first. Most credit cards are not activated, and there is no annual fee, but some high-level credit cards and some credit cards with special materials will also generate annual fees if they are not activated. If the annual fee of credit card is ignored, it may lead to bad credit records that exceed the term.
In addition, as long as the credit card is activated or not, it will be reflected in the personal credit information system. If you apply for a credit card in the future, the bank will inquire. Too many inactive credit cards will affect the approval of new cards. Credit cards are usually valid for 3 -5 years. If the inactive credit card is likely to have expired and cannot be activated directly, you can only choose to cancel it. If the inactive credit card is really of little use, it is also recommended that you cancel it.