loans are available. \xd\ There are many kinds of loans, such as credit loans, mortgage loans, pledge loans and provident fund loans. \xd\ If it is a credit loan, provident fund loan, etc.: the previous credit card is not overdue for more than 9 days, and the credit has remained good in the near future after the overdue payment, it will not affect the loan; In the past, if the credit card was overdue for more than 9 days, even if it was paid off, it would affect the credit loan. You can only keep a good credit record, and you can only make credit loans and provident fund loans after 5 years. \xd\ If you want mortgage loans, pledge loans, etc., as long as the credit card is not maliciously overdue and has been paid off, the overdue of the credit card will not have much impact on mortgage loans and pledge loans, and you can make loans according to normal mortgage procedures.