Current location - Trademark Inquiry Complete Network - Overdue credit card - Will the bank card be frozen?
Will the bank card be frozen?
Legal analysis: Yes. Bank card freezing mainly includes the following situations: 1. A bank card is a credit card (debit card). If it is frozen, it may be that the credit card has abnormal transactions, such as malicious cashing, forged information, and continuous password errors. And the bank card may be frozen by the bank. Second, the overdraft is excessive. The bank will set the overdraft share according to your actual repayment ability. If the overdraft exceeds the share, the bank will immediately freeze your bank card. Third, bank cards are debit cards. If it is frozen, it is frozen in the wrong account, which means that the bank mistakenly gave the extra money to this account during the transaction, so the bank may freeze the extra money. The first is the judicial freeze. According to the relevant provisions of the law, the judicial organ may apply to the bank to freeze the bank card for handling cases. At the same time, customs, tax authorities and other departments also have the right to freeze. 4. If the password is entered incorrectly for three times, it will be automatically frozen or locked, and it will be automatically released after 24 hours.

Legal basis: Criminal Procedure Law of People's Republic of China (PRC).

Article 142 The seized and detained property and documents shall be checked clearly with the witnesses and holders present, and a list shall be made on the spot in duplicate, which shall be signed or sealed by the investigators, witnesses and holders, one for the holder and one for future reference.

Article 144 People's procuratorates and public security organs may, according to the needs of investigating crimes, inquire about and freeze the deposits, remittances, bonds, stocks, fund shares and other property of criminal suspects in accordance with regulations. The relevant units and individuals shall cooperate. If a criminal suspect's deposits, remittances, bonds, stocks, fund shares and other properties have been frozen, they may not be frozen again.