Second, remarks:

1, most credit cards are valid for three to five years, and they are clearly marked on the card face. If the time limit is exceeded, it means that the card is invalid and can no longer be used.

2. Before the general credit card expires, the bank will remind you by SMS, email, etc. Otherwise, the bank will issue a new card directly.

3. Remember not to ignore the credit card because it has expired. Even a credit card that has never been used within the validity period of the card may be in arrears because of the annual fee. Therefore, in order to avoid bad credit records, cardholders should handle credit cards that are no longer used carefully. Whether the card has expired or not, it is best to consult the credit card customer service center to avoid the influence of the annual fee accumulated year by year.

4. If there is any change in the residence or work address filled in by the cardholder when handling the card, he should inform the bank in time to avoid that he can't get a new card normally, resulting in bad personal credit.

If the cardholder wants to return the card, he can directly call the credit card customer service phone of the relevant bank.