Possibly.

There are many ways to activate Ping An Credit Card, such as customer service phone number, Pocket Bank APP, online banking, WeChat official account, pure online operation, as long as the identity verification information you provide is correct, you can activate it smoothly.

Going to the counter to apply requires the help of bank staff, so there are certain subjective factors. It is very likely that the other party will refuse to activate your credit card because of your dress, speech and behavior.

However, for new users who apply for a Ping An credit card online, the credit card can only be activated through the counter, as an in-person signature process is required. As long as the interview is successfully completed, the activation of the credit card will not be rejected.

Ping An Bank Credit Card is the first credit business launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also has Many special functions provide cardholders with comprehensive security protection covering "safety in consumption, safety at home, and safety in travel".

Ping An Bank Credit Card Center was established in 2000 and settled in Qianhai, Shenzhen in 2015. It was upgraded to a credit card franchise with secondary legal person qualifications and relatively independent operations. As of November 2018, the number of cards in circulation has exceeded 50 million.

Ping An Bank is one of the main business departments of Ping An Group of China and an important part of the comprehensive financial service platform of Ping An Group of China. As a joint-stock commercial bank operating across regions, Ping An Bank has a registered capital of RMB 5.461 billion and total assets of more than RMB 130 billion. Its head office is located in Shenzhen, and its business outlets are located in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou.

Fees information

Over-limit fee: Over-limit fee is charged at 5% of the over-limit portion, with no minimum and maximum limit;

Late payment fee: minimum payment 5% of the unpaid amount, the minimum charge is RMB 20;

Inter-bank cash withdrawal handling fee: 2.5% of the transaction amount, the minimum charge is RMB 25;

Inter-bank cash withdrawal Handling fee: 2.5% of the transaction amount, the minimum charge is 25 yuan;

Handling fee for overpayment collection by peers: 0.5% of the transaction amount, the minimum RMB charge is 5 yuan;

Inter-bank overpayment reimbursement handling fee: 0.5% of the transaction amount, the minimum RMB charge is 5 yuan;

The cost of replacing a damaged or degaussed card is 15 yuan;

Express fee (optional) 20 yuan;

Handling fee for re-sending statement: free within 3 periods, and then charged RMB 10 per month each time;

The fee for reporting a lost card is 60 yuan;

The handling fee for the password reset letter is 20 yuan;

The domestic purchase order is 20 yuan;

Application conditions

Every year Any natural person who is over 18 years old, has full capacity for civil conduct, has a stable and legal source of income, and has a good reputation can apply for a personal credit card master card from the card issuer with his or her valid identity document and other documents required by the card issuer.

The primary cardholder of a personal card can apply for supplementary cards for other qualified natural persons. The principal cardholder is fully responsible for repaying the debts incurred under the principal card and supplementary cards. Supplementary cardholders are jointly and severally liable for the debts incurred under the principal card and supplementary cards.