If it is a China Merchants Bank credit card, you can check the repayment date and billing date through online banking, mobile banking, mobile life or WeChat channels.

Operating environment: iOS15.0 mobile banking version 6.6.1

The specific operations are as follows:

1. Mobile banking:

Log in For mobile banking, click "My → All", slide down to find the credit card section, click "Credit Card", then click the card icon in the upper right corner to enter "Settings Management → Customer" Management → Customer Comprehensive Inquiry", the interface will display "Monthly "Billing Date" and "Current Repayment Date".

Warm reminder: ①The electronic bill will be sent on the second day of the billing date. Please check it 1-2 days after the billing date.

② During the epidemic, if you cannot repay your credit card in full on time, the minimum payment will be made before the due payment date, which will not affect your personal credit; please contact the Credit Card Center to verify whether you can apply for an extension for your credit card bill and electronic bidding loan business. Thank you for your support. !

2. Online Banking

After logging in to the public version or professional version, click "Account Management → Account Inquiry" and check the bill date in "Account Information → Monthly Statement Date" ; Check the current repayment date in "Repayment Information → Current Repayment Date"

3. Palm Life

After logging in to Palm Life, click "My → Account Review and. Repayment→Personal Consumption Card Account", the account table will appear below, and clicking it will display the repayment date information.

4. Each bank and each bank card is different.

Generally speaking, the difference between the billing date and the repayment date is about 20 days, and the two billing dates are the credit card billing interval. For example, the difference between the statement date and the repayment date of China Merchants Bank credit card is about 18 days, and the repayment date is about 18 days after the billing date. For example, if the billing date is the 25th of each month, each billing period will record all posted transactions from the 26th of the previous month to the 25th of the current month, and the corresponding last repayment date will be the 13th of the month. The consumption on the 25th day is usually recorded on the 26th and included in the next bill. The general extension is 2-3 days.

1. Is the credit card repaid monthly?

If you swipe your credit card every month, you need to pay it back before the specified repayment date of the next month. The date when the credit card issuer requires the cardholder to refund the amount due after the issuing bank issues the money order. Pay off all charges before the due date.

Credit cards require monthly repayments, but cardholders can choose to repay them in full or in full based on their financial situation. If it is repaid, no interest will be paid; if it is a partial repayment, the bank will generally stipulate a minimum repayment amount, and you need to pay off at least this part of the money. The general daily interest rate is 5 / 10,000, and compound interest is calculated on a monthly basis. . Some banks also charge late fees, and the proportions are not exactly the same.

2. What is the credit card repayment date every month?

Repay the credit card before the repayment date. Example of behavior:

The interest-free repayment date is 18 days after the bill date of China Merchants Bank credit card. The expiration date for credit card transactions recorded during each billing cycle is referred to as the "billing date." The due date for repayment is generally around the 18th day after the bill date (subject to the bill). The repayment grace period is 3 calendar days after the due payment date. The billing date may be different for different cardholders. For example, if the settlement date is the 25th of each month, all recorded transactions from the 26th of the previous month to the 25th of the current month will be recorded in each settlement period, and the corresponding final repayment date will be the 13th of the next month. Consumption on the 25th day is generally recorded on the 26th and included in the next bill. Credit card payments must be made every month, but cardholders can choose to repay in full or in part based on their financial situation. Moreover, each cardholder has different bills and different repayment dates.