What are the requirements to apply for the CITIC Bank Black Gold Card?

The application conditions for the CITIC Bank Credit Card Black Gold Card are: To apply for the CITIC Bank Credit Card Black Gold Card main card, you need to be between 18 and 60 years old. To apply for the CITIC Bank Credit Card Black Gold Card Supplementary Card, you need to be between 16 and 55 years old; the applicant needs to have good credit and repayment ability, and have a relatively stable job and income; you need to receive a text message invitation before you can apply; The preferred job position is manager or above. The CITIC Bank Credit Card Black Gold Card is a relatively high-level credit card from CITIC Bank, and the application review will be stricter.

The American Express Centurion Black Gold Card is the black gold (highest) version of the "Centurion Series Debit Card" launched by American Express in the UK in 1999. Due to its card appearance The main color is black, so it is also called "black card". The Centurion Black Gold Card is recognized as the "King of Cards" in the world. This card is positioned at the top group and has no limit limit (the Centurion Black Gold Card in China is a cooperatively issued credit card, so there is a limit limit, and the credit limit is 2-10 million). Most of the cardholders are political figures, billionaires and celebrities from various countries and are invited by American Express. Online processing is not accepted.

Due to domestic policies prohibiting foreign card organizations from independently issuing debit cards in China, American Express changed the Centurion series of cards into credit cards in China and authorized the Industrial and Commercial Bank of China, China Merchants Bank and China Minsheng Bank to issue them. . This is why it was released domestically.

The Centurion Black Gold Card issued abroad has no limit limit. In theory, you can purchase any valuable goods. There is only a risk control limit (that is, American Express will set it based on the cardholder’s consumption habits and daily consumption amount. A risk control limit. If the cardholder purchases a product that exceeds the limit, American Express staff will call the cardholder to confirm, and American Express will complete the payment after confirming the identity); Centurion issued in China Since the Black Gold Card is a credit card, the card has a fixed limit and there is no such thing as "unlimited limit".

The limit of the black gold card issued by ICBC and China Merchants Bank is around RMB 2-10 million. When purchasing goods exceeding the limit, you need to apply for a temporary limit from the bank in advance.

The Centurion Black Gold Card issued abroad is a metal card made of titanium alloy; only the Centurion Black Gold Card issued by China Minsheng Bank in China is a metal card made of titanium alloy. , the Centurion Black Gold Card issued by Industrial and Commercial Bank of China and China Merchants Bank is a plastic card made of PVC material.

On December 26, 2017, the Centurion Black Gold Card issued by China Merchants Bank began to use titanium material.

What is the annual fee for CITIC Black Gold Credit Card? No annual fee?

Black card is the top credit card, known as the ultimate BOSS in the credit card industry. However, only ICBC and China Merchants Bank are qualified to issue black cards, and the cards called black cards by other banks are actually black. Platinum or Diamond card. For example, the more popular CITIC Black Gold Card probably refers to the CITIC Bank LuxuryCard Black Gold and Platinum Card. Is this credit card free of annual fees? Let’s take a look at the annual fee of CITIC Black Gold Card together.

On the CITIC LuxuryCard black gold and platinum card page, you can see the official description of the card as "low-key luxury·upstart card", "black gold card·21G patented metal card", it is not difficult to see the so-called The CITIC Black Gold Card is indeed this LuxuryCard. This card is high-end and shows your status.

So, what is the annual fee for CITIC Black Gold Card?

CITIC LuxuryCard has two types: black gold card and gold card. In addition to the main card, you can also apply for supplementary cards. The annual fees are as follows:

Black gold card: main card The annual fee is 6,800 yuan/year; the supplementary card fee is 3,400 yuan/year.

Zhenjin Card: The annual fee for the main card is 20,000 yuan/year, and the supplementary card is 10,000 yuan/year

And this annual fee is a rigid annual fee and cannot enjoy any annual fee reduction measures.

Although the annual fee of CITIC Black Gold Card is so expensive, it is still worth it based on the benefits you can enjoy.

LuxuryCard enjoys the following special services:

1. VIP lounges at global airports (exclusive for Gold and Black Gold cards): unlimited carry-on for free in 1,200 VIP lounges around the world1 Shared by everyone.

2. Exclusive benefits for luxury hotels (exclusive for Premier Cards): Hilton, Marriott Hotel Group and other 3,000 luxury hotels and resorts around the world can enjoy VIP benefits of up to US$500 per stay.

3. Preferred hotel fitness rights (exclusive for Gold Card): enjoy the luxury hotel construction center, swimming pool and supporting benefits 8 times a month for free;

4. Mercedes-Benz luxury cars Airport transfer service etc.

The above is the relevant introduction to "What is the annual fee for CITIC Black Gold Credit Card? Is the annual fee waived?" All in all, the CITIC Black Gold Card has an extremely expensive annual fee and is not exempt from the annual fee, but it is well worth the money and the card benefits are quite good.

What level of credit card is CITIC Black Gold Card? Is it easy to apply?

Friends who have knowledge of credit cards should all know that the black gold card is the ultimate BOSS in the credit card industry, and is above the platinum card. They are all credit cards specially tailored for top customers at the top of the pyramid, but the black gold card is the ultimate boss in the credit card industry. For gold cards, only ICBC and China Merchants Bank are eligible to issue black cards. So, what level of credit card is the CITIC Black Gold Card that has been widely used in WeChat Moments? Is it easy to apply? Let’s find out together below.

What is the level of CITIC Black Gold Card?

The CITIC Black Gold Card is actually the CITIC Bank CITIC Bank LuxuryCard Black Gold and Platinum Card, which means it is a platinum card.

Although this card is not as high-level as the real black gold card, it is still a revolutionary and stylish credit card, and its benefits are also remarkable. For example, you can enjoy high-end services such as VIP lounges at global airports and exclusive privileges at luxury hotels, as well as none of the benefits that a UnionPay platinum card enjoys. It’s just that the annual fee is relatively expensive, 6,800 yuan/year, but fortunately there is no annual fee.

Is it easy to apply for CITIC Black Gold Card?

As the platinum card level of CITIC Bank, the application conditions are quite strict. Only customers who have received SMS invitations can apply. In addition to meeting the basic card application conditions, they must also meet the following conditions:

1. Use other credit cards for more than one year, with good credit and a limit of more than 10,000, preferably a CITIC card;

2. No other card application records within half a year;

3. The job position is preferably manager or above.

4. You need to provide income statement, deposit certificate, real estate certificate, and vehicle certificate

Summary: CITIC Black Gold Card is not a credit card at the Black Gold level, but just a CITIC LuxuryCard Black Gold and Platinum Card. In terms of card level, it is a platinum card. The application conditions are relatively strict and it is not so easy to apply for. Ordinary people generally cannot have it.

What is the CITIC Bank Black Card?

CITIC Bank Black Card generally refers to the Baidu Finance co-branded card jointly launched by CITIC Bank and Baidu Finance. The credit limit of this card is between 5,000-50,000 yuan. The bank will make a comprehensive assessment based on the applicant's personal qualifications. The better the applicant's personal qualifications, the higher the credit card limit that can be applied for.

What is the CITIC Black Gold Credit Card? CITIC Black Gold Credit Card has an annual fee of 6,800

Some time ago, CITIC Bank launched a Black Gold Credit Card. This Black Gold Credit Card is called "LuxuryCard Credit Card". The LuxuryCard credit card of CITIC Bank is very popular among people because of its generous benefits, so many people have asked questions about it. Some people asked: What is the CITIC Black Gold Credit Card? Let’s answer it for you today.

What is the CITIC Black Gold Credit Card?

CITIC Black Gold Credit Card is a black gold level card of the LuxuryCard credit card issued by CITIC Bank. This LuxuryCard credit card has titanium card level, Zhenjin card level and black gold card level.

But this black gold card of CITIC is different from the black gold card of American Express Centurion. To be precise, it should be just a private bank platinum credit card from CITIC Bank. We cannot apply for it on our own initiative, we can only apply for it upon invitation from the bank.

However, this credit card is not the top credit card of China CITIC Bank. There are also World Card, Infinite Card and Diamond Card on this card, which are all higher than it.

The annual fee of CITIC Black Gold Credit Card is 6,800 yuan

CITIC Bank Black Gold Credit Card is simply a platinum card, but its annual fee is as high as 6,800 yuan. Because this is the annual fee charging standard for CITIC Bank Private Bank Platinum Credit Card, and the rigid annual fee cannot be reduced.

As for the annual fees of other platinum cards of China CITIC Bank, the elite platinum card is 480 yuan, the premium platinum card is 2,000 yuan, and some are 3,600 yuan.

The above is the answer to "What kind of card is CITIC Black Gold Credit Card?" The CITIC Black Gold Credit Card is not a real Black Gold Card. It is actually a CITIC Bank Private Bank Platinum Credit Card, which is one of the CITIC LuxuryCard credit cards.

That’s it for the introduction of CITIC Credit Card Black Card.