Users can call the bank, choose to apply to customer service manually, or log in to the bank in official website to apply for a one-time payment installment. After the bank approves the user's application, the user can directly pay off all unpaid installment amount and handling fee in one lump sum. Users can also apply at the offline bank outlets, fill in the relevant information according to the instructions of the staff, and then pay it off in one lump sum.

Will credit card cancellation affect credit reporting?

No, the cancellation of the credit card by the user will not affect the credit information, and only the overdue use of the credit card will affect the credit information. Even if the credit card is cancelled, the user will be recorded in the personal credit report when using the credit card. Users are advised to repay in time, and don't be overdue. If it is overdue, personal credit records will be recorded at the meeting, which will have a bad influence on future loan or other business handling.